Insurance & Financial Resources
Explore educational information about life insurance, indexed universal life insurance, living benefits, retirement planning, annuities, and financial protection for today’s families.
Start With Education
Life insurance and retirement planning are not one-size-fits-all. Age, health, family responsibilities, income, and long-term goals can all affect the options available. The resources on this page are designed to help you learn the basics and prepare better questions before speaking with a licensed professional.
Financial Planning for Real Life
Protection can mean different things at different stages of life. These featured topics can help families start thinking about protection, access, retirement, and the future.
Protecting the Next Generation
Financial planning is not only about retirement. It can also mean thinking about the people who depend on us today and the opportunities we want to create for our children in the future.
Young families may be balancing housing, childcare, education costs, everyday expenses, and long-term goals. Life insurance can be part of a broader conversation about protecting the family if a parent or caregiver dies unexpectedly.
National Life Group at Your Fingertips
Digital tools can make it easier to stay connected to important insurance information. Mobile access may help policyholders review available account and policy information while they are on the go.
Keeping insurance information organized and accessible can make it easier to stay informed and know where to look when questions come up.
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Does Your Retirement Seem Like Virtual Reality?
Retirement can sometimes feel far away or difficult to picture. Learning about retirement income strategies, annuities, life insurance, and other financial tools can help turn future goals into a more concrete plan.
The earlier you begin learning about retirement income and longevity risk, the more time you may have to evaluate the choices available to you.
What If Life Doesn’t Go According to Plan?
Families often face three broad financial risks: dying too soon, becoming seriously ill, or living longer than expected.
Die Too Soon
If someone dies unexpectedly, the people who depend on that person’s income may still face a mortgage or rent, childcare, education expenses, debt, and everyday living costs. Life insurance can be part of a plan for protecting the people left behind.
Become Ill
A serious illness can affect both health and income. Some life insurance policies may include living-benefit riders that can provide access to a portion of policy benefits after certain qualifying health events, subject to policy terms and eligibility.
Live Too Long
Living a long life is something to celebrate, but retirement income also needs to last. Retirement planning can include strategies designed to help address longevity risk and provide income during retirement.
The goal isn’t to predict what will happen. It’s to prepare for the possibilities.
Choose a Topic to Explore
Use the filters below to explore educational information. Resource buttons open National Life Group pages in a new tab.
Life Insurance Overview
Learn about term life, whole life, universal life, and indexed universal life insurance, including how permanent coverage can differ from term coverage.
Learn About Life Insurance →Understanding IUL
Learn how indexed universal life insurance works, including index-linked interest crediting, cash value concepts, upside potential, and downside protection features.
Explore IUL →Life Insurance While Living
Explore educational information about living benefits and how certain policy riders may provide access to benefits after qualifying health events.
Learn About Living Benefits →Annuities
Learn about fixed and indexed annuities, including ways annuities may be used for tax-deferred accumulation and retirement income planning.
Explore Annuities →Life Insurance & Annuities 101
Browse plain-language educational articles covering common questions about life insurance, annuities, retirement income, policy concepts, and financial protection.
Visit Insurance 101 →Financial Calculators
Try National Life Group planning calculators for life insurance needs, retirement, savings, personal finances, and other financial planning topics.
Open Calculators →Multimedia Resources
Watch educational videos and real-life stories about life insurance, living benefits, retirement planning, and protecting the people who matter most.
Watch & Learn →National Life Resource Center
Visit National Life Group’s main resource center for educational materials, calculators, videos, and additional information for individuals and families.
Visit Resource Center →Have Questions After Reading?
Educational resources are a great starting point. When you are ready, we can help you discuss your goals, answer questions, and explore insurance options that may be available based on your individual circumstances.
Contact FancyThis page is provided for general educational purposes and links to third-party educational content from National Life Group. Product availability, features, riders, premiums, underwriting requirements, and benefits vary by state and individual circumstances. Indexed products are not direct investments in a market index. Policy loans and withdrawals may reduce policy cash value and death benefits and may have tax consequences. Living benefit riders are subject to eligibility requirements, policy terms, limitations, and exclusions. Guarantees are subject to the claims-paying ability of the issuing insurance company. This page does not provide tax, legal, or investment advice. Please consult appropriately licensed professionals regarding your situation.